Higgsfield vs Luma: which costs less?
The answer depends on how much you make. We priced both at the same monthly volumes, using each tool’s own published plans and credit rates.
AI-generated video, cheapest models
Luma costs less at every volume we checked, from 5 to 6,000 seconds a month.
Higgsfield is counted at 6 credits per second (Seedance 2.0, 720p). Luma is counted at 20 credits per second (Ray3.2, 720p).
| Each month | Higgsfield | Luma |
|---|---|---|
| 60 seconds | $49Plus | $30Plus |
| 300 seconds | $129Ultra | $30Plus |
| 900 seconds | No monthly plan covers this | $90Pro |
| 1,800 seconds | No monthly plan covers this | $90Pro |
Enter your own volume in the calculator
AI-generated video, higher-end models
Luma costs less at every volume from 5 to 1,875 seconds a month. Above that, neither has a self-serve monthly plan that covers it.
Higgsfield is counted at 16 credits per second (Seedance 2.5, 1080p). Luma is counted at 80 credits per second (Ray3.2, 1080p).
| Each month | Higgsfield | Luma |
|---|---|---|
| 60 seconds | $49Plus | $30Plus |
| 300 seconds | No monthly plan covers this | $90Pro |
| 900 seconds | No monthly plan covers this | $300Ultra |
| 1,800 seconds | No monthly plan covers this | $300Ultra |
Enter your own volume in the calculator
More on each tool
Both checked against their own pricing pages on or after 14 November 2026. This page compares price only, not quality.